What You Need To Know About Investing, Retirement Planning, and More


Are you interested in learning how to invest, start retirement planning, and more? Today’s article will allow you to get started with retirement planning and help with each step along the way. Planning for retirement and starting to invest can be a very intimidating topic for the average person, and I completely understand that. However,…

Are you interested in learning how to invest, start retirement planning, and more? Today’s article will allow you to get started with retirement planning and help with each step along the way.

Planning for retirement and starting to invest can be a very intimidating topic for the average person, and I completely understand that.retirement planning tips

However, once you start, everything becomes much easier. You just have to get over that hump, and you can do that by reading up on the different retirement planning topics.

Today, I am rounding up some of my most helpful articles in these areas, so that you can reach financial freedom and start retirement planning.

Some of the topics below include:

  • How to save for retirement
  • Answers to 13 of the most popular retirement planning questions
  • How to start investing
  • Why you should be careful with 401k loans
  • What is financial independence retire early?
  • Different ways to save and invest for retirement
  • Planning tips for the future and for your family, such as obtaining life insurance, estate planning, and more.

Plus, I’m sharing several early retirement stories from real people.

How to get started with investing and retirement planning.

 

How to invest and why to save for retirement

The articles in this section will teach you all about the topic of saving for retirement, learning how to invest, and more.

How To Save For Retirement – Answers To 13 Of The Most Common Questions – With this article, I help you learn how to save for retirement. I explain some common retirement and investing terms – like what compound interest is, the difference in IRAs, and what a 401(k) is. I also help you figure out how much you need to retire, what to do if you don’t have extra room in your budget to save for retirement, where to invest for retirement, and more.

How To Start Investing For Beginners With Little Money – What to learn how to start investing for beginners? Here are my tips on where to start investing, even if you have little money.

How Much Money Should I Save Each Month? How Much Do I Need To Retire? – We all know that saving money is important, and asking yourself “how much money should I save?” can be a difficult question to answer when beginning. Here, I help you figure this out.

Why Investing for Retirement is So Important for Women (and How To Do It) – This is a great guest post from Amanda Holden, who runs one of my favorite blogs/social media accounts, The Dumpster Dog Blog. In this article, she shares four reasons why women need to save and invest for retirement, plus how to do it.

9 Tips For Financial Success And Freedom – Are you looking to reach financial freedom? This article is going to help you gain control of your money and learn how to reach financial success, no matter what it means to you. These are all tips I use in my personal life, and they’ve helped me gain control of my money and stress about it less.

How To Become Rich – It’s More Than Millions In The Bank – Do you want to learn how to become rich? Now, this post isn’t about having millions and millions of dollars. When I say “rich” I mean reaching some kind of financial freedom or success in your own terms.

How My 401k Loan Cost Me $1 Million Dollars – This is a reader’s personal story about how her 401k loan cost her a lot of money, and why you should think hard before borrowing money from your 401k.

Personal Capital Review – Manage Your Money For Free – This Personal Capital review goes over the Personal Capital app, which is something that you need! This free financial app will allow you to manage your money better. This is a very popular tool amongst those who are planning for retirement.

Do You Know Your Net Worth? – Do you know how to calculate your net worth? This article will teach you exactly how, and why being aware of your financial situation is important.

How To Come Up With A Financial Plan Without Visiting A Professional – Do you have a financial plan? Did you know that you can create one yourself, without visiting a professional? If you’re wondering who to talk to about retirement planning, you can actually start this yourself.

What Are Dividends & How Do They Work? A Beginner’s Guide – This is a question I hear quite often from people who are starting to invest. In this article, I talk about what dividends are, when dividends are paid, how dividends work, and more.

 

Early retirement and financial independence

The articles in this section will help you learn more about early retirement and financial independence, and what you may need to start doing to reach FIRE.

What Is Financial Independence, Retire Early? Answers To FAQs About FIRE – Are you interested in early retirement or financial independence, but you may not fully understand it? If that’s the case, this is a great article that explains what FIRE means, how much money you need to reach FIRE, how your early retirement funds can last for decades, what the 25x rule is, and more.

How I Retired At Age 30 with $500,000 – This interview is with Purple, who retired at the end of 2020 at the age of 30, with $500,000 invested. In this interview, we talk about why Purple chose $500,000, the decision to retire early, the sacrifices made to reach early retirement, Purple’s health insurance choice, and more.

How This Couple Retired at 38 and 41 – This early retirement interview is with Tanja Hester from Our Next Life, who retired at the age of 38. In this interview, you’ll learn how Tanja retired so early, how Tanja lives comfortably in one of the most beautiful places in the world (I mention this because so many people think that early retirement means that you must have a boring life), how Tanja decided how much was needed to retire, and more.

How This Couple Retired In Their 30s and Now Travel Around The World – This early retirement interview is with Jeremy and Winnie, also known as the family behind Go Curry Cracker. With the goal of traveling around the world, Jeremy and Winnie were in their 30s when they retired around six years ago. Their young son travels with them and has already been to 29 countries as well!

How Elizabeth Reached Financial Independence by 32 And Moved To A Homestead – This financial independence interview is with Elizabeth from Frugalwoods, who reached financial independence at the age of 32. At age 32 she “reached financial independence and left a successful career in the city to create a more meaningful, purpose-driven life on a 66-acre homestead in the woods of Vermont” with her husband and young daughter.

21 Best Early Retirement Tips To Help You Retire Early – Are you interested in financial independence and/or early retirement? Today, I’ve asked some of the top personal finance experts to share their top early retirement tips.

13 Best Early Retirement Books – In this article, I share the best early retirement books so that you can start planning for your future. The books mentioned can help you learn more about FIRE, as well as teach you about the many different ways to become financially independent and retire early.

How to Take a Mini-Retirement And Love Your Life – Have you ever heard of taking a mini-retirement? This is a great article that will teach you what exactly a mini-retirement is, the various options you have, how to budget for time off, and more.

 

Different ways to save and invest for retirement

There are many different retirement planning strategies. The below will go over various passive income ideas, different ways to invest, rental real estate, and more.

12 Passive Income Ideas That Will Let You Enjoy Life More – Looking for passive income ideas so that you can start making more money? Learning how to make passive income streams can significantly change your life by helping you earn more money and diversifying your income.

A Beginner’s Guide to Micro-Investing – Micro-investing is extremely popular right now. But, what is micro-investing? In this article, you’ll learn the answer to that question, how micro-investing apps work, the cost, and whether or not it’s worth it.

Reaching Retirement Through Dividend Growth Investing – “Dividend growth investing is what it sounds like. The core idea of dividend growth investing is to invest in businesses via the stock market that are likely to pay growing dividends over time.”

What is Value Investing, and Why Should You Care? – “Value investing is a simple concept that involves just what the name implies—buying investments that are a good value. The trick is understanding what makes an investment “good.”

How This 34 Year Old Owns 7 Rental Homes – This interview is with Paula Pant, a 34-year-old who owns seven rental homes, which in one year grossed $125,000 and netted $43,000 after expenses. In this interview, you’ll learn how Paula was able to afford several rental units, what she looks for in a rental, how much time and money it takes, her worst renter, and more.

 

Planning for the future and for your family

An important part of financial planning and planning for retirement is to have plans laid out for life insurance, your estate plan, and making sure your family has an emergency binder.

Wondering Why You Need Life Insurance? Here Are 4 Reasons Why – Life insurance is most likely much more affordable than you think, and quite easy to get. If you don’t have life insurance, I highly recommend reading this article as soon as you can.

Do I Need A Will? What You Need To Know About Wills & How to Create One For Free – Do you have a will? Putting a will together is something that most people don’t think they need when they are young. You might think nothing will happen to you and that you have plenty of time before you need to write one.

Do I Need A Trust? – Creating a trust can help protect your assets and your loved ones. There are many reasons to have a trust. Some reasons may include more control over distributing assets, such as if you have a family home, assisting dependents with disabilities for years and decades into the future, complex assets, reducing taxes, and more. In this article, I answer questions that will help you determine if you need a trust, how much it costs to create one, the steps to creating a trust, and more.

What Is Estate Planning? Do I Need To Do This? – Estate planning is important for most people, so I highly recommend reading this article. Here, we talk about what is estate planning, why it’s important, the steps for estate planning, and more.

Answers to 7 Common Questions About Family Emergency Binders – This is a very important topic, and I recommend creating one of these if you have not yet. This will help you and your family when you need it the most.

 

When should I start planning for retirement?

You can start right now! The best time to start is right now, as it will simply become easier over time. Even if you just have a little to work with, it doesn’t hurt to start as soon as possible.

Plus, you can learn about retirement planning and investing as early as you would like.

Have you started investing or retirement planning? Why or why not?



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