dollarfinance Do you feel like you are stuck in a never-ending debt cycle? Perhaps you keep getting out of debt, only to fall back into it shortly after. That is what a debt cycle is, and many people fall into this cycle and can’t seem to get out. Falling into debt over and over again can… … Read more
Money stress is something that impacts many. According to a Better Money Habits Millennial Report, 41% of millennials are chronically stressed about money. 65% of millennials say that money stress impacts their well-being, 49% say it impacts relationships, 42% say it impacts their physical health, and 22% say that money impacts their work. That’s a… … Read more
Personal finance comes up a lot in my life. Once someone finds out that I write about personal finance for a living, the conversations about a person’s financial situation never seem to stop coming. That’s no problem, though, as I love talking about financial topics and helping others. However, one thing that comes up often is… … Read more
If you’re anything like me, then you probably LOVE the holidays. I enjoy the decorations, the food, the people, and everything that goes along with it. However, I know not to get ahead of myself even though I love the winter holidays an incredible amount. Holiday spending can quickly get out of hand and it’s… … Read more
We’ve all seen them – 0% financing on certain items such as cars, electronics, appliances, jewelry, and more. The offers seem great and you may even be wondering what the catch is. Well, I know what the catch is. Actually, there are many catches. If you’re careful, a 0% financing offer can be a good… … Read more
As you may have read recently in my post You May Be Wasting Thousands Of Dollars On These 7 Things, we are watching our spending, living frugally, and always trying to find new ways to be smarter with our money. No matter what your income is, I always think it’s a good idea to eliminate any ways… … Read more
Hello! Today’s post is from Alaya and what she learned from experiencing a short sale. Alaya is the blogger behind Hope+Cents. After dumping her own debt, she has become passionate about helping others do the same and shares tips, encouragement, and hope for those looking to take control of their finances. Over nine million Americans lost… … Read more
The spring and summer months are usually the most popular months for buying a house. And, buying a house is probably the largest purchase a person will ever make. According to Zillow, the median U.S. home value is $195,300 and the median price of homes currently listed is $234,900. Nearly everyone says that a house… … Read more
Recently, the topic of cosigning a loan came up in a conversation I was having with a friend. Someone I know of cosigned a loan for another person, and now the original borrower isn’t paying any of the monthly payments. They are doing this on purpose – to get back at the person who cosigned… … Read more
Oh, credit cards. You either love them or you hate them. For me, I love them. I love the credit card rewards that come along with responsible credit card usage. However, I know I’m not the norm. I’ve seen the mess that credit cards have brought upon others, so I know that not everyone feels… … Read more
