dollarfinance Lately, I’ve been hearing more and more about families relying on credit cards for their emergency savings fund. This is something that scares me as while credit cards may work for some, I believe that emergency savings funds are a better solution for the average person. Whatever emergency fund amount you decide on, it’s better than nothing… … Read more
Have you been paying attention to how much insurance is costing you these days? While it is a necessity, it’s possible that you are overpaying and could benefit from learning how to save money on insurance, from car to home, and more. I know people overpay because at one point I was overpaying. When I… … Read more
Are you ready for this year’s holiday shopping season? Did you know that the average person buys around $900 worth of gifts over the holidays? It’s December, so you may have some spending to do still. But, you don’t need to spend that much! There are plenty of ways to save money over the holidays,… … Read more
Do you think there’s a line that a person can cross when their money saving ways become too cheap, eventually turning into theft? I don’t believe there is anything wrong with saving money (this is a personal finance blog after all). But, I do wonder how far people will go to save money – whether… … Read more
Are you thinking about saving money on airfare by flying with budget airlines such as Allegiant, Frontier, or Spirit Airlines? Here are my tips to find cheap plane tickets and the best flight deals. Recently, Wes (my husband) took a couple of last minute flights to visit family and we booked his flights on budget… … Read more
I once sold my house and started renting a house instead. This raised quite a few eyebrows and led to questions about renting vs buying from nearly everyone. I even had several people tell me that I was making a stupid mistake. I wasn’t surprised, though. Many people believe the myth that if you are… … Read more
This is a guest post from Empower, the FREE savings app. They’ve help more than 250,000 users get out of paycheck-to-paycheck living and even build a savings by analyzing their accounts for opportunities to save. They’ve dug into their strove of data to tell you where you may be leaving money on the table. Enjoy!… … Read more
When we downsized our house and belongings to move into our RV, we rented a storage unit for a few months to help us deal with some things we still had left but couldn’t fit into the RV. While it was helpful at the time, we are now really happy that we got rid of… … Read more
I’m often asked about the money advice that has helped shape the life I live today. While I still have a lot to learn, I have grown a lot in just the past few years, and part of that comes from following the things I’m sharing with you today. And, I am happier than I… … Read more
The following is sponsored by Empower. Having a budget can help you to manage your money better, including saving for retirement, going on a vacation, and saving for your next big purchase. Budgets are great because they keep you mindful of your income and expenses. With a monthly budget, you will know how much you… … Read more
