Do you want to pay off your student loans faster? Paying off student loans can feel like a big challenge. But there’s a way to speed up the process if you’re up for it – and it’s what I did so that I could pay off my $40,000 in student loans in just 7 months…. … Read more
Mystery shopping. Many of you have emailed me and asked me the question “what is mystery shopping” and have been wondering how I am making money through mystery shopping. I usually make around $150 to $200 a month from mystery shopping. Side note: If you are interested in the many other ways I earn extra money,… … Read more
The average person spends around $900 on gifts for the holiday season, according to American Research Group. That amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more. Some people even go into credit card debt to spend for the holidays, but is that really worth it?… … Read more
Are you interested in creating a budget? The average family carries a lot of financial stress. Most people have student loans, credit card debt, a mortgage, car loans, and sometimes even other forms of debt. However, not many people have a budget. According to a survey done by Gallup, 68% of households in the U.S. do… … Read more
Sadly, there are many out there who do not save enough money when preparing for retirement. In fact, according to Zacks Investment Research, 72% do not save enough for retirement each month. Also, according to a different survey done by Bankrate.com, 36% of people in the United States have absolutely NOTHING saved for retirement. These numbers are very alarming…. … Read more
I haven’t always been a minimalist, nor have I always been interested in minimalist living. I used to purchase crazy amounts of clothing, random items for my home, wasn’t interested in becoming a minimalist, and so on. I hoarded lots of items, hoping that one day I would find a use for them. I often… … Read more
Lately, we’ve been trying to save as much money as we realistically can. We’re not doing anything too crazy, but we are trying to make a few lifestyle changes so we are not frivolously wasting money that doesn’t need to be spent. We are mainly trying to save money so that we can put a large… … Read more
Should we pay off our house early? What about the next house? Don’t worry guys, we haven’t bought our next house just yet. We’re keeping our current one for at least another 12 months. However, we have been thinking about whether we should pay off our current house quickly (we have been debating whether we… … Read more
Free Debt Payoff Plan Worksheet
Looking for a free debt thermometer printable? Making your goal visual is a great way to find motivation for paying off your debt and makes it easy to track your debt payoff process and become debt-free. Having your financial goal displayed in front of you can make it that much realer, plus it’s nice to… … Read more
