Is it a good idea to have a credit card emergency fund? For most people, the answer is no. Before you think about having a credit card for emergencies, please read this. There’s a growing number of people who are looking to their credit card as their emergency fund. Some are doing it by choice,… … Read more
Is love enough for a healthy and happy relationship, especially when it comes to financial troubles? What if your partner was hiding a secret account or was lying about their spending? Are those issues you could work past? Unfortunately, negative issues with money and relationships are incredibly common. I actually receive lots and lots of… … Read more
As a personal finance expert, I always come across spending statistics that surprise me, make me sad, and some that make me worried. The statistics in this blog post are about people’s average money habits, and they may surprise you. But, I want you to be aware of them so that you can be better… … Read more
The other day I was reading a personal finance article on a major website. I enjoyed the article but I made the mistake of scrolling down to the comments to see what people had to say. After blogging about personal finance for almost four years, I wasn’t very shocked. 90% of the comments were very negative. People were saying that anyone… … Read more
One of my top goals in life is to reach financial independence. I technically want to be financially independent as well as an early retiree, but to make this post simple we will mainly talk about becoming financially independent. Financial independence is when you earn enough income passively (such as through rental real estate or dividend income) to cover… … Read more
Today, I have a fun article from a reader. Mrs. Picky Pincher is the blogger and money-saving maven at Picky Pinchers. She writes about living the good life while paying off $225,000 of debt. Below is her story. Enjoy! I’ve always been bad at math. I remember sobbing my eyes out in fourth grade because… … Read more
If it is important to you, you will find a way. If not you will find an excuse.” ― Anonymous As a financial writer, I hear a lot of reasons for why a person can’t pay off debt, save more money, retire, travel more, and so on. While some of these are legitimate reasons and… … Read more
Today, I have a post from a new blog friend of mine. As you all know, I’m all about being as positive as you can be, especially when it comes to your financial situation. Thinking about the negatives just holds you back and wastes your time. It’s much better to move forward, create a game plan… … Read more
Are you thinking about becoming a cosigner for someone? Have you ever been asked to cosign on a loan before? Many people have been asked to cosign loans for family members and even friends. However, many people do not understand the full cosigner meaning, and becoming a cosigner is never something you should do unless… … Read more
What would you do to save more money and pay off your debt quicker? One thing that I’ve noticed more people doing is living in a camper in order to save money. Before we begin, I will say that RVing is funny. Some people who don’t RV think that all RVers are trust fund babies,… … Read more
