Back in November of 2012, I wrote about my $40,000 worth of student loan debt. This was the total amount of student loans that I accumulated while I was getting my undergraduate and graduate degrees. When I wrote that post, I had hardly paid anything towards my student loans. Interest was slowing building up, but… … Read more
Lately, I have received many questions asking how I was able to pay off my student loans so quickly. I haven’t talked much about my student loans since I paid them off in July of 2013, but I know many struggle with their student loan repayment plan each and every day. Due to this, it is a topic… … Read more
One thing I’ve always been happy with is how me and Wes have always been very open about money. No, we haven’t always done things the “normal way” (we combined finances YEARS ago and often receive flack for that), but in the end things worked out well for us. I think that’s because we make… … Read more
Lately, I’ve been seeing a lot of talk about wedding loans. And as a personal finance blogger, this worries me a bit. Getting married is very exciting, and in the beginning, you’re probably thinking about what your wedding will be like. All of your favorite family and friends, good food, dancing, and whatever else your… … Read more
Is it a good idea to have a credit card emergency fund? For most people, the answer is no. Before you think about having a credit card for emergencies, please read this. There’s a growing number of people who are looking to their credit card as their emergency fund. Some are doing it by choice,… … Read more
Is love enough for a healthy and happy relationship, especially when it comes to financial troubles? What if your partner was hiding a secret account or was lying about their spending? Are those issues you could work past? Unfortunately, negative issues with money and relationships are incredibly common. I actually receive lots and lots of… … Read more
As a personal finance expert, I always come across spending statistics that surprise me, make me sad, and some that make me worried. The statistics in this blog post are about people’s average money habits, and they may surprise you. But, I want you to be aware of them so that you can be better… … Read more
The other day I was reading a personal finance article on a major website. I enjoyed the article but I made the mistake of scrolling down to the comments to see what people had to say. After blogging about personal finance for almost four years, I wasn’t very shocked. 90% of the comments were very negative. People were saying that anyone… … Read more
One of my top goals in life is to reach financial independence. I technically want to be financially independent as well as an early retiree, but to make this post simple we will mainly talk about becoming financially independent. Financial independence is when you earn enough income passively (such as through rental real estate or dividend income) to cover… … Read more
Today, I have a fun article from a reader. Mrs. Picky Pincher is the blogger and money-saving maven at Picky Pinchers. She writes about living the good life while paying off $225,000 of debt. Below is her story. Enjoy! I’ve always been bad at math. I remember sobbing my eyes out in fourth grade because… … Read more
