Personal finance comes up a lot in my life. Once someone finds out that I write about personal finance for a living, the conversations about a person’s financial situation never seem to stop coming. That’s no problem, though, as I love talking about financial topics and helping others. However, one thing that comes up often is… … Read more
If you’re anything like me, then you probably LOVE the holidays. I enjoy the decorations, the food, the people, and everything that goes along with it. However, I know not to get ahead of myself even though I love the winter holidays an incredible amount. Holiday spending can quickly get out of hand and it’s… … Read more
We’ve all seen them – 0% financing on certain items such as cars, electronics, appliances, jewelry, and more. The offers seem great and you may even be wondering what the catch is. Well, I know what the catch is. Actually, there are many catches. If you’re careful, a 0% financing offer can be a good… … Read more
Hello! Today’s post is from Alaya and what she learned from experiencing a short sale. Alaya is the blogger behind Hope+Cents. After dumping her own debt, she has become passionate about helping others do the same and shares tips, encouragement, and hope for those looking to take control of their finances. Over nine million Americans lost… … Read more
The spring and summer months are usually the most popular months for buying a house. And, buying a house is probably the largest purchase a person will ever make. According to Zillow, the median U.S. home value is $195,300 and the median price of homes currently listed is $234,900. Nearly everyone says that a house… … Read more
Recently, the topic of cosigning a loan came up in a conversation I was having with a friend. Someone I know of cosigned a loan for another person, and now the original borrower isn’t paying any of the monthly payments. They are doing this on purpose – to get back at the person who cosigned… … Read more
Oh, credit cards. You either love them or you hate them. For me, I love them. I love the credit card rewards that come along with responsible credit card usage. However, I know I’m not the norm. I’ve seen the mess that credit cards have brought upon others, so I know that not everyone feels… … Read more
Between running this personal finance blog, and the fact that I’ve always been fairly open about money, people love talking about money with me. So, over the years, I have heard countless pieces of bad financial advice. Plus, people just love giving others advice. Yes, I’ve heard great financial advice, but some of it has… … Read more
Hey everyone! I hope you all had a great weekend. We didn’t do a whole lot, but it was a nice relaxing weekend. Our good friends (W has been good friends with the guy since first grade) are getting married this Friday and decided to plan a quick wedding so we have a lot to… … Read more
Hello! Here’s a guest post from a reader, Nick. Nick was feeling stuck a few years ago and wasn’t making progress on his student loans. He ended up researching a lot about salaries and the cost of living for English teachers in China and realized that he would be able to save far more money… … Read more
