Differentiating between wants and needs can be difficult for many people, and if you can’t tell the difference, it may hold you back and prevent you from learning how to save money. The average person has a lot of debt. They might have credit card debt, loans on furniture, a mortgage payment, a car payment,… … Read more
Paying off debt is hard work. If paying off debt wasn’t hard, then everyone would be doing it. You may come across many challenges, you may feel tired, and at points you may even feel defeated. There are many things that may weigh you down when paying off debt. While thinking about this may seem negative, I think… … Read more
When I originally wrote this article, we had no offers on our home and we were feeling somewhat negative about it. However, last week we accepted an offer on our home and it’s scheduled to (hopefully) close in July. It’s been nearly four months and our house hasn’t sold yet. We’ve had exactly 30 showings and… … Read more
An emergency fund is something I believe everyone should have. However, according to a report by Bankrate.com, 26% of Americans have no emergency fund whatsoever for when they need money fast. According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower percentage… … Read more
As most of you know, we are in the very beginning stages of buying a house and possibly moving to Colorado. However, that’s not planned to happen for at least 1.5 years from now. Some of you have asked why we’re waiting to buy a house and why we’re not moving right away. Well, we still have to… … Read more
Over the past few years, I have been practicing positivity in my life to the fullest. And, I truly think the power of positive thinking has changed my life for the better. Everyone feels negative or sad occasionally no matter how great life can be. Those bad or sad times can completely take over a person’s… … Read more
This weekend, I turn 27. I’m excited for 27, and I think it will be a great year. This year, I’ve decided to sit down and reflect on the past year, and my whole life. Many things have changed over the years, especially over the past few. Usually I just let my birthday fly by,… … Read more
Are you your own worst enemy? Recently, I read a discussion in which people were talking about the ways they hold themselves back and cause themselves to fail at their dreams. This got me to thinking about all of the habits and mindsets we use, sometimes unconsciously, to hold ourselves back, and trust me, I’m… … Read more
While I no longer have debt after paying off my student loans, I am always striving to save more money, to save for retirement, to find financial motivation, and more. Even with how much I love saving money, every now and then it can be easy to get unmotivated and want to SPEND ALL THE… … Read more
You know that feeling when you are starting on a new goal and you see someone else in a similar situation having much more success than you? Maybe it causes you to feel hopeless, defeated, or just overall depressed that you’re not on the same level. In that moment, you are taking your beginning and… … Read more
