When we bought our first (and current) house, our whole process went by very quickly and smoothly. Our mortgage company and real estate agent both told us that our mortgage was the quickest process they’ve ever done. We got pre-approved and bought a house less than one month from start to finish. It took around… … Read more
One of the worst financial mistakes a person can make is cosigning for another person. Okay, before you think I’m a heartless person, just hear me out. No matter how well you think you know someone, mixing money and relationships can completely change things. What you may have thought was a wonderful friendship or family… … Read more
Last month, I published Frugality And Ethics – When Is It Stealing? The post was very popular and everyone had an opinion on what was stealing and what was not. Also, many of you gave me new ideas, and I wanted to hear everyone’s input on the situations below. So, I, of course, wanted to publish… … Read more
One year ago, I launched a new series here on 1 Dollar Financewhere I interview people who are doing extraordinary things with their lives. I started this new series because I wanted to show you all real stories about financial successes, and I wanted you to get to know the people leading these… One year … Read more
Differentiating between wants and needs can be difficult for many people, and if you can’t tell the difference, it may hold you back and prevent you from learning how to save money. The average person has a lot of debt. They might have credit card debt, loans on furniture, a mortgage payment, a car payment,… … Read more
Paying off debt is hard work. If paying off debt wasn’t hard, then everyone would be doing it. You may come across many challenges, you may feel tired, and at points you may even feel defeated. There are many things that may weigh you down when paying off debt. While thinking about this may seem negative, I think… … Read more
When I originally wrote this article, we had no offers on our home and we were feeling somewhat negative about it. However, last week we accepted an offer on our home and it’s scheduled to (hopefully) close in July. It’s been nearly four months and our house hasn’t sold yet. We’ve had exactly 30 showings and… … Read more
An emergency fund is something I believe everyone should have. However, according to a report by Bankrate.com, 26% of Americans have no emergency fund whatsoever for when they need money fast. According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower percentage… … Read more
As most of you know, we are in the very beginning stages of buying a house and possibly moving to Colorado. However, that’s not planned to happen for at least 1.5 years from now. Some of you have asked why we’re waiting to buy a house and why we’re not moving right away. Well, we still have to… … Read more
Over the past few years, I have been practicing positivity in my life to the fullest. And, I truly think the power of positive thinking has changed my life for the better. Everyone feels negative or sad occasionally no matter how great life can be. Those bad or sad times can completely take over a person’s… … Read more
