How do credit cards work? Surprisingly, there are many people who don’t understand how credit cards work and how to use them responsibly. I have heard so many false things and myths about credit cards even though they have been around for decades. So today, I want to clear everything up for anyone who has… … Read more
Do you want to learn how to build credit? While you might be intimidated, it doesn’t have to be hard! I learned how to build credit at 18 by opening a credit card offer that came in the mail. My first credit card had a small limit around $300. I never maxed it out, and… … Read more
When we first moved out when we were 18, we moved into a very tiny house. Technically, it was not a “tiny home,” but to us it was. It was extremely small home at around 400 square feet (less than that if you don’t count the basement), but it was cheap, had a backyard and was… … Read more
Have you come across a Craigslist rental scam lately? Here are my tips to avoid Craigslist scams and real estate scams so that you can stay safe. Over the past few weeks, we have been searching for the perfect rental home for us to move into, but sadly we have come across many Craigslist rental… … Read more
Yes, you just read the title of this blog post correctly. My student loans are gone and fully paid off! Donezo. Eliminated. Demolished. It seems like just a couple of months ago I published my post about my $38,000 in student loans (scroll down to the bottom of this post if you are interested in how I… … Read more
I think we can probably all agree that your life might be different if you decided to stop comparing yourself to others. Over the years, I’ve compared myself to others plenty of times. I’ve compared myself to others when it came to school, looks, money, and more. I know that sounds bad, but without acknowledging… … Read more
Hello! Today, I have a personal debt story to share from Samantha on how to pay off dental student loans. Enjoy! Hi there! Before we get into the side-hustling, let me introduce myself. My name is Samantha and I graduated from dental school with more than $575,000 in student debt when I was 26 years… … Read more
Today, I have a great guest post from a reader, Ashley Patrick. She asked if she could share her story with my audience, and I, of course, had to say yes! This is her personal story about how her 401k loan cost her a ton of money and why you shouldn’t take be borrowing from… … Read more
Over one year ago, I published the blog post Money Statistics That May Scare You. In case you missed it, here is a refresher: 68% of people live paycheck to paycheck. 26% have no emergency savings. The median amount saved for retirement is less than $60,000. The average household has $7,283 in credit card debt…. … Read more
Today, I want to introduce you to Sean. He is a financial analyst by day and money blogger by night. He saved over $200,000 by age 27 and plans to retire in less than 10 years. Enjoy! No, that headline never gets any less surreal the more I read it. And no, I wasn’t a lucky… … Read more
