Do you know your net worth? If you don’t, you should. According to the Association for Financial Counseling and Planning Education, only 5% of people know their net worth. That number just seems crazy to me! However, I believe it. There have been many times when someone has told me that they have no idea… … Read more
Wondering what to do when you can’t pay your bills can be a horrible feeling. You may feel stressed, tired, angry, along with 1,000 other emotions. Falling behind on your bills can also impact many areas of your financial life. It may lead to: Late fees Interest charges High interest rates when you need a… … Read more
Are you looking for ways to start improving your credit score? Check your credit score with Credit Sesame for free! Whether you want to believe it or not, your credit score can play a major role in your family’s life. While you shouldn’t go crazy and completely obsess over improving your credit score, it is important… … Read more
They say that right now is a seller’s market, but in my little neighborhood it was definitely a buyer’s market. This made our home sale a little more difficult than what others may be experiencing in the United States but luckily we were still able to get a contract on our home 3.5 months after… … Read more
Whether we are talking about changing your financial situation or changing your lifestyle, there are many ways to start making changes in your life so that you can start living the life you want to live. Learning how to change your life doesn’t have to be hard. You can start off small and gradually move… … Read more
Currently, one of our main goals is to save for a down payment for our next house. Due to this, we have been wondering about how much exactly we should save. With our first house we didn’t put down 20% and had to pay PMI (big mistake), so we will definitely put down at least 20%… … Read more
Are you looking for the best money books for young adults? Today, I want to talk about the best money and life books for new high school graduates, college graduates, and other young adults. These would be great for graduation gifts, or just for yourself! I wasn’t always good with money when I was younger…. … Read more
Too many people finance things in today’s loan-happy world that we live in. By signing up for financing or paying for a purchase with a credit card, you may think that item is more “affordable” due to the fact that you aren’t paying for it with money that you already have. And, just because the… … Read more
Today, I have a great guest post to share. Here is how this person paid off $65,000 in student loans all while investing at the same time. Student loans… everyone’s got ‘em everyone wants to get rid of them. This is a story of my battle with student loans and how I found success in… … Read more
Are you looking to remove PMI from your mortgage? According to the National Association of Realtors, the median list price for homes is $232,000. If you have PMI of 1% that means you would have an annual private mortgage insurance (PMI) cost of $2,320, or $193 per month. That’s a lot of money! More people should… … Read more
