High Financial Costs of Not Understanding Your Personality

Michelle’s quick note: Today, I have a great article from Catherine Treme. Your personality plays a HUGE part in understanding your financial situation. Enjoy! Often times when people think about money management, we think about the mechanics of making more and spending less. However, that is a huge mistake. Money management is all about behavior. Everyone has… … Read more

Stop Using These Common Excuses For Not Saving Money

The other day I was reading a personal finance article on a major website. I enjoyed the article but I made the mistake of scrolling down to the comments to see what people had to say. After blogging about personal finance for almost four years, I wasn’t very shocked. 90% of the comments were very negative. People were saying that anyone… … Read more

How And Why My Husband And I Keep Separate Finances

Hey everyone! Today, I have a great guest post from Stephanie Schill. Stephanie is the creator of the personal finance blog WynningInLife.com. A lifetime saver and self-proclaimed shameless couponer, she is passionate about spending consciously and saving intentionally. When not writing she enjoys spending time outdoors with her husband Nick and their daughter Wynn. Below… … Read more

Financial Independence – How To Become Financially Independent

One of my top goals in life is to reach financial independence. I technically want to be financially independent as well as an early retiree, but to make this post simple we will mainly talk about becoming financially independent. Financial independence is when you earn enough income passively (such as through rental real estate or dividend income) to cover… … Read more