Differentiating between wants and needs can be difficult for many people, and if you can’t tell the difference, it may hold you back and prevent you from learning how to save money. The average person has a lot of debt. They might have credit card debt, loans on furniture, a mortgage payment, a car payment,… … Read more
Have you ever bought something thinking that it would improve your mood? I’m sure you have. In fact, we probably all have! When I was younger, I used to have a crazy spending problem. I would either go out to eat or spend money on clothing after a stressful day at work. I would tell… … Read more
Do you want to begin living a minimalist lifestyle? Here are minimalist lifestyle tips so that you can reap the benefits of minimalism. I should start out by telling you that I haven’t always been a minimalist. I used to purchase crazy amounts of clothing, random items for my home, honestly wasn’t interested in a… … Read more
Paying off debt is hard work. If paying off debt wasn’t hard, then everyone would be doing it. You may come across many challenges, you may feel tired, and at points you may even feel defeated. There are many things that may weigh you down when paying off debt. While thinking about this may seem negative, I think… … Read more
I didn’t always have minimalist tendencies. Though I never considered myself a collector, I did have a ton of clothing and furniture while in University, and the size of my book collection growing up bordered on the absurd side. Becoming a minimalist wasn’t on my mind before. For the last few years though, accumulating large volumes… … Read more
Sometimes I’m called cheap, other times I’m called frugal, and occasionally I am called a frivolous spender. It’s funny how different my spending habits appear to others, but for the most part I consider myself fairly frugal and I live frugal. I don’t spend money on things I don’t care for, but I will spend… … Read more
Welcome to Day 7 of the Master Your Money course! How much money are you currently saving each month? What if I told you that you may be able to save even more and all you have to do is pay yourself first? Seems simple enough, yet not many do this. Many families just save whatever… … Read more
How much money are you currently saving each month? What if I told you that you may be able to save even more and all you have to do is pay yourself first? Seems simple enough, yet not many do this. Many families just save whatever amount they have left over at the end of… … Read more
When I originally wrote this article, we had no offers on our home and we were feeling somewhat negative about it. However, last week we accepted an offer on our home and it’s scheduled to (hopefully) close in July. It’s been nearly four months and our house hasn’t sold yet. We’ve had exactly 30 showings and… … Read more
An emergency fund is something I believe everyone should have. However, according to a report by Bankrate.com, 26% of Americans have no emergency fund whatsoever for when they need money fast. According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower percentage… … Read more
