Sometimes I’m called cheap, other times I’m called frugal, and occasionally I am called a frivolous spender. It’s funny how different my spending habits appear to others, but for the most part I consider myself fairly frugal and I live frugal. I don’t spend money on things I don’t care for, but I will spend… … Read more
Welcome to Day 7 of the Master Your Money course! How much money are you currently saving each month? What if I told you that you may be able to save even more and all you have to do is pay yourself first? Seems simple enough, yet not many do this. Many families just save whatever… … Read more
How much money are you currently saving each month? What if I told you that you may be able to save even more and all you have to do is pay yourself first? Seems simple enough, yet not many do this. Many families just save whatever amount they have left over at the end of… … Read more
When I originally wrote this article, we had no offers on our home and we were feeling somewhat negative about it. However, last week we accepted an offer on our home and it’s scheduled to (hopefully) close in July. It’s been nearly four months and our house hasn’t sold yet. We’ve had exactly 30 showings and… … Read more
An emergency fund is something I believe everyone should have. However, according to a report by Bankrate.com, 26% of Americans have no emergency fund whatsoever for when they need money fast. According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower percentage… … Read more
If you want to manage your money better, there are some money numbers you should know and know how to find, and these money numbers can be quite important for varying reasons. In the article below, I’m going to explain the most important money numbers you should know about and how they affect your financial… … Read more
Many people are unaware of parts or even their whole financial situation. They might not know how much debt they have, how much they spend each month, and so on, and this can really hold a person back. Being aware of your financial situation can help you to: Manage your money better Reach your financial… … Read more
Talking about money and conducting regular budget meetings is an important task for every family and serious relationship to take part in. However, many people are clueless when it comes to their family’s financial situation. According to a survey taken by Fidelity, 43% of respondents don’t know how much their partner earns and 36% are… … Read more
As most of you know, we are in the very beginning stages of buying a house and possibly moving to Colorado. However, that’s not planned to happen for at least 1.5 years from now. Some of you have asked why we’re waiting to buy a house and why we’re not moving right away. Well, we still have to… … Read more
Are You Frugal, Cheap, Or A Thief?
