Should you pay off debt or save money? I wish this was a super easy article where I could just give you a clear answer about whether you should pay off debt or save money, but that’s just not how personal finance works. Every situation is different, and today, I’d like to go over different… … Read more
Instead of living debt free, we’re currently in a debt crisis, and I’m not being political when I say that. I’m talking about a personal debt crisis in which the average person pays for many purchases, both small and large, with money they don’t actually have, therefore taking on more and more debt. And, the… … Read more
Today, I want to share some amazing stories about families that have learned how to become debt free. These are some amazing debt payoff stories that will motivate you to become debt free! According to the Motley Fool, the average American family has $7,630 in credit card debt, $11,244 in student loans, $8,163 in car… … Read more
It’s almost Black Friday, which will start the largest shopping season of the year. And, the average person will spend around $900 on gifts this holiday season. That amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more. And while the holidays are a great time to… … Read more
Hello! Today, I have a guest post from Dave at The Dollar Blogger. Dave lost his job, and then 2 weeks later his wife was laid off. This is their story of how they got by, their sacrifices, strategies, and more. I’ll be honest – I’m not one for excessive frugality. I wouldn’t consider myself… … Read more
Today, I have a great article from Petrina Turner. Here’s how she paid off $40,000 of debt in less than two years. Below is her debt payoff story. I could not believe it. I just sat and looked down at my worksheet. There were multiple zeros behind one number! How could we have accumulated so… … Read more
The following is a sponsored partnership with JoinSavvy.com. As many of you know, we got rid of our Jeep a few months ago. We’ve been riding our bikes and walking everywhere, which has been great. However, that also means that we are ordering things online more than ever, because going to the store and carrying… … Read more
The following is a collaboration with Gabi Insurance. Is your insurance too expensive? Not too long ago, I asked you, my readers, how much you were paying each month. The numbers varied widely, but there was one conclusion that many of you have found – that some of you were probably overpaying, and had never… … Read more
Lately, I’ve been hearing more and more about families relying on credit cards for their emergency savings fund. This is something that scares me as while credit cards may work for some, I believe that emergency savings funds are a better solution for the average person. Whatever emergency fund amount you decide on, it’s better than nothing… … Read more
Have you been paying attention to how much insurance is costing you these days? While it is a necessity, it’s possible that you are overpaying and could benefit from learning how to save money on insurance, from car to home, and more. I know people overpay because at one point I was overpaying. When I… … Read more
