We have been analyzing many of our expenses over the past several months. We experienced a little bit (okay, a lot) of lifestyle inflation as our income has increased. There were many things we were wasting money on that we realized we didn’t need. We were being lazy, not saving as much as we should,… … Read more
Hello! Here is a guest post from Melissa Brock about her decision on whether or not to pay off her mortgage. Melissa Brock is a 12-year veteran of college admission, founder of College Money Tips and Money editor at Benzinga. She loves helping families navigate their finances and the college search process. Check out her… … Read more
Every so often, I hear from someone who says that I shouldn’t talk about money so openly, as they believe it is rude, distasteful, vulgar… I could go on and on. Sadly, many people think that talking about money is tacky and even more taboo than talking about politics or even sex. For someone like… … Read more
Paying off debt is hard work. If it weren’t so hard, then it would be no problem for people to do. But, that isn’t the case at all. Once you decide to pay off your debt, there will challenges along the way. There will be times that you feel tired and even defeated. Paying off… … Read more
The idea for this post came after watching an episode of Rich Kids of Instagram. I honestly don’t watch a lot of TV (just a few hours a month, at the most, is the norm for me because we don’t have Netflix, cable, or local channels), but somehow I found this show and got sucked… … Read more
Hi, I’m Ariel, Michelle’s sister-in-law and editor. I’ve been editing and learning from Michelle’s blog for over two years now, and if you’ve read any of the posts I’ve written for Michelle, you know I’m conscious about my savings and spending. I have a degree in English Literature, and I make a living as an… … Read more
As I recently said in Welcome To Paradise – We’re Living On A Sailboat!, we no longer have our Jeep. Since we are preparing to cruise and will be leaving the marina soon, we no longer have a need for full-time use of a land vehicle. Now, technically we still own our Jeep, but it’s… … Read more
Offers for financing furniture are everywhere these days. You’ll see commercials on TV, offers in stores, signs on streets, and more. I see them all the time, and I can’t believe the “deals” they are promising people. To be honest, I have never once seen a good deal on furniture financing. I’ve seen offers for… … Read more
Do you feel like you are stuck in a never-ending debt cycle? Perhaps you keep getting out of debt, only to fall back into it shortly after. That is what a debt cycle is, and many people fall into this cycle and can’t seem to get out. Falling into debt over and over again can… … Read more
Money stress is something that impacts many. According to a Better Money Habits Millennial Report, 41% of millennials are chronically stressed about money. 65% of millennials say that money stress impacts their well-being, 49% say it impacts relationships, 42% say it impacts their physical health, and 22% say that money impacts their work. That’s a… … Read more
